Written by Nathan Tarrant-Updated May 2022
Table of Contents
- 1 Best Gold IRA Companies of 2022
- 2 Who Are The Top 5 Precious Metals IRA Providers?
- 3 Reviews Of The Best Gold IRA Companies in 2022
- 4 Companies That Offer Best Gold IRA
- 4.1 Goldco Review
- 4.2 Gold IRA Company #1 Overall
- 4.3 What Makes Goldco Stand Out?
- 4.4 GoldCo Minimum investment levels & Fees:
- 4.5 Summary
- 4.6 America Hartford Gold Review
- 4.7 Gold IRA Company #2 Excellent Reviews
- 4.8 What Makes American Hartford Gold Stand Out?
- 4.9 American Hartford Gold Minimum investment levels & Fees:
- 4.10 Summary
- 4.11 Augusta Precious Metals Review
- 4.12 Gold IRA Company #3 Great Personal Service
- 4.13 Augusta Precious Metals Customer Reviews
- 4.14 What Makes Augusta Precious Metals Stand Out?
- 4.15 Augusta Precious Metals Minimum Investment Levels & Fees:
- 4.16 Summary
- 4.17 Birch Gold Group Review
- 4.18 Gold IRA Company #4 Best Education
- 4.19 Birch gold Group Minimum Investment levels & Fees:
- 4.20 What Makes Birch Gold Group Stand Out?
- 4.21 Summary
- 4.22 Regal Assets Review
- 4.23 Gold IRA Company #4 Own IRA & Crypto
- 4.24 Regal Assets Minimum Investment Levels & Fees:
- 4.25 What Makes Regal Assets Stand out?
- 4.26 Summary
- 5 Gold IRA Companies Review Summary
- 6 Gold IRA Companies Comparison
- 7 Benefits & Pitfalls of A Gold IRA
- 8 Can Different Retirement Account Types Be Rolled Over Into Gold IRAS?
Best Gold IRA Companies of 2022
Who Are The Top 5 Precious Metals IRA Providers?
Reviews Of The Best Gold IRA Companies in 2022
I have taken a look at the many gold ira companies out there and compiled a list of what I think are the best five gold ira providers for 2022. I have done this based on the criteria of five key points. I appreciate these points may not be what everyone uses when looking for a gold ira provider, but using these particular points, enables us to get a general overview to determine in my opinion, the best gold investment companies.
- The overall rating they have on sites such as Better Business Bureau, Business Consumer Alliance, and Trust Pilot
- Whether they provide an IRA facility or just sell precious metals
- The fees they charge.
- The quality of customer service based on reviews and customer feedback
- Whether they use 3rd party Custodians
Companies That Offer Best Gold IRA
Gold IRA Company #1 Overall
Goldco spends a lot of time and effort to ensure you have all the information you need before making any decision. They also provide a lot of educational material on their website, to answer all the questions you may have. It is clear from the high volume of reviews they have from their customers that they perform to a high standard.
- Endorsed Sean Hannity
- Low set up fee and yearly cost
- A+ with BBB 4.88/5 from their customer
- Great feedback from customers
- BCA: AAA Rated
- $25,000 Minimum Investment in Gold IRA
- Only offer Gold & Silver, not other precious metals
As one of the leading gold IRA companies, Goldco has achieved a rating of A+ from the Better Business Bureau, as well as Triple-A rating from the Business Consumer Alliance, and 4.8/5 on Trustlink based on 253 reviews at the time of writing this review. They also have a score of 4.8/5 on TrustPilot from over 600 previous customers.
Goldco is an established Gold IRA company, having been in operation since 2006. They specialize in Gold and Silver IRA’s also known as precious metals ira.
The process of setting up your gold ira account with Goldco is quite straightforward, as their representatives guide you through every step of the process, and they will work with your existing ira company to rollover what part of your IRA you want, into your new gold ira account they set up for you.
Goldco has worked hard to become one of the best gold ira companies over the years. They have been ranked by Inc5000 over a three-year span of 2015-2017 as one of the fastest-growing companies in the US, reaching the position of 670. An achievement that can only be obtained through quality of service.
You may be looking to invest in gold without investing in a gold ira, and with Goldco you can do that. The minimum gold investment is $3500, and Goldco can help you organize your storage as well.
With Goldco, like all gold ira investment companies, you can fund your gold ira account in numerous ways. You can cash in or look to roll over your existing 401(k), 403(b), 457(b), or TSP retirement plan. Or if you wish you can transfer funds from any Traditional IRA, Roth IRA, SEP IRA, or SIMPLE IRA account that you may have.
They do have a limited selection of precious metals only offering gold and silver that you can add to your ira account, and they don’t offer platinum and palladium compared to other gold IRA companies. That is not a bad thing, just something to be aware of if you like a diverse selection of gold coins and other precious metals in your account.
As well as having a wide selection of good quality gold ira reviews as one of the best gold ira companies, Goldco has also built up a good reputation for providing a personal service to suit your needs. They spend time with their clients to help them achieve their retirement goals.
What Makes Goldco Stand Out?
As I looked at the multitude of various customer reviews, I saw that the biggest compliments made were towards their dedication to customer support and care, as well as even seeing one reference to a potential customer being told gold investment would not be the best option for their individual needs, which give credit to their desire to provide great customer service, and not simply selling gold for the sale. I mark that down as a great example of customer support and care.
GoldCo Minimum investment levels & Fees:
Non-IRA: $3,500 – IRA: $25,000
Non-IRA: $0 – IRA: $260 Consisting of $50 set up fee, $80 annual maintenance fee, $100* storage fee, $30 wire fee
Non-IRA: $0 – IRA: $180 Consisting of an $80 annual maintenance fee, $100* storage fee*$100 storage fee is for non-segregated storage. Add $50 for segregated
Overall I am not going to say that Goldco is the best gold ira company, but I will say that they certainly are at the top of the list of companies providing gold IRAs. I do recommend that you check them out, by requesting a free no-obligation gold ira kit from them, which contains all the information you need to make a decision as to whether a gold ira investment is for you. You can read my full GoldCo review here.
Gold IRA Company #2 Excellent Reviews
American Hartford Gold is a precious metals company that is family-owned. They have a strong focus on helping families, as well as individuals, protect and diversify their wealth, through precious metals. They are the top gold company in the Inc5000 and have some of the best reviews online, from previous customers, especially on Trust Pilot.
- Endorsed By by Bill O’Reilly and Rudy Giuliani
- 100% FREE IRA Rollover
- 4.9/5 on Trust Pilot from over 900 customers
- A+ with BBB 4.93/5 from their customers
- Buyback commitment
- No pricing is listed on the website
- No international shipping
American Hartford Gold has traded in precious metals since 2015, and in that time they have built up one of the best reputations based on customer reviews. The company is family-owned and has a commitment on its website to provide 100% customer satisfaction guaranteed when it comes to purchasing gold and silver coins from them.
As has already been mentioned, American Hartford Gold has received some great reviews and scores across the various platforms. They have an A+ rating on Better Business Bureau, with a score of 4.93/5 from their customers, which is one of the highest customer scores.
They have a score of 4.9/5 on Trustpilot from over 900 customer reviews, which is second to none, making them the leading company I have reviewed, for customer feedback.
The most important thing to know about American Hartford Gold’s fees is that they don’t charge any. They’ll help you set up your retirement account and ship gold or other precious metals free of charge, with insurance included!
There are fees to pay, as I outline below, but not from AHG. American Hartford Gold is one of the few companies that offers a buyback plan. This means you can sell your precious metals without paying any extra fees or commissions when using their service, which will be fast due to the three-step liquidation process they arrange for customers’ shipments and then issue payments!
What Makes American Hartford Gold Stand Out?
American Hartford is the only company that guarantees to match any other competitor’s price on gold and silver.
They have an almost perfect reputation based on hundreds of verified client reviews, excellent ratings from all major consumer protection agencies such as Better Business Bureau (BBB) and Trust Pilot so it’s no wonder why Bill O’Reilly and Rudy Giuliani trusts them with their precious metals investments!
AHG is also the number one gold company in the INC5000 and #140 fastest-growing companies in America in the financial sector which makes them unique compared to the other companies.
American Hartford Gold Minimum investment levels & Fees:
Non-IRA: $1,500 – IRA: $10,000
Fees: The cost to open an account with American Hartford Gold is not charged by the company, but rather from your self-directed IRA institution. The fees typically range up to $180. Additionally, AHG will cover either all the costs or an amount of the fees, depending on your investment.
If you’re looking for a company that has a proven track record for customer satisfaction, then American Hartford Gold is up there as one of the leading companies.
They provide a wealth of precious metals market information and historical perspective in order to empower both new investors as well experienced ones.
The company is dedicated to ensuring that they provide this data for free so there’s no pressure when making decisions, which will lead you towards achieving success with your investment goals! Request your free gold investment kit from them.
Gold IRA Company #3 Great Personal Service
The company is also not only endorsed by the NFL Hall of Fame Quarterback, Joe Montana, but he has personally put his reputation on the line by being a customer of Augusta Precious Metals. The company is very transparent about their prices and investment options, and they provide personalized and extensive educational resources to you make an informed financial decision.
- Personally Endorsed By Joe Montana, who is a client
- Only Company With ZERO Complaints since 2012
- Personalized Webinar With Harvard Economist
- Low set up fee and yearly cost
- A+ with BBB and 4.97/5 from their customers
- Provide Lifetime Education
- Up to 10 years of fees waivered depending on the investment
- $50,000 Minimum Investment in Gold IRA
- Only offer Gold & Silver, not other precious metals
Augusta Precious Metals has been in operation as a gold ira provider since 2012. The company is based in Casper WY with a satellite office in Beverly Hills, California, and was started by Isaac Nuriani.
Setting up your gold ira investing account with Augusta is very simple, in fact, they say it only takes 15 minutes to get started in setting up your Gold IRA with them with 3 simple steps. and they do most of the paperwork for you, making the process a lot easier.
You will see from all their marketing material, that NFL Hall of Fame Quarterback Joe Montana is their spokesman. In fact, Joe is more than a spokesman or brand ambassador, he is a customer too.
Augusta Precious Metals Customer Reviews
They have a Better Business Bureau score of A+ and a customer reviews score of 4.97/5 from 87 customers with zero complaints. With Trustlink they have a rating of 4.9 stars out of 5 from 275 customer reviews, with zero complaints.
On their Google My Business profile, they have 173 reviews at the time of writing this, from customers and again zero complaints.
With The Business Consumer Alliance, they have a company rating of Triple-A, 5 stars from 70 reviews, and no complaints.
They have a 4.9/5 rating with Consumer Affairs and no complaints. And finally, on their Facebook page, they have a 4.8/5 score from 66 people and no complaints.
What Makes Augusta Precious Metals Stand Out?
Augusta has a unique one-on-one approach.
If you are serious about investing in precious metals, the company will even put together a personalized presentation and educational webinar just for you, which will be run by Devlyn Steele their director of education and on-staff Harvard-trained economist. Devlyn will spend however long you want, with you on your webinar, answering every question you may have.
I don’t know of any other Gold IRA company that goes to that extent to help educate you so you are comfortable and happy before making your decision. So if you are considering investing in a precious metals IRA, it does seem that Augusta is a good place to start, to ensure you are making the right decision before signing any agreement.
Augusta Precious Metals Minimum Investment Levels & Fees:
$50 Account Setup Fee (One-Time)
$80 Account Maintenance Fee (Annual) $100 Storage Fee (Annual)
Augusta offers four different packages with regards to gold ira investments, each one relates to how much you wish to invest into your Gold IRA.
The first package is what they refer to as their Bronze Club, which starts with an investment of $50,000. If you are looking to invest anywhere between $50,000 to $200,000 in gold and silver, then there is a one-time application fee of $50 plus an $80 per year IRA fee, and finally, a $100 per year insured Secure Depository fee. Making the total fees $230 for the first year. From year two onwards the fees are $180.
The second package is what is known as their Silver Club. If you are looking to invest anywhere between $200,000 to $500,000 in a gold IRA, then the fees are the same as with the Bronze club, but Augusta will reimburse you each year for the first three years by adding silver to your Depository account. This means they will offset the cost of your fees, for the first three years.
The third package they offer is their Gold package. This is for anyone looking to invest $500,000 to a million dollars in gold and silver. With the Gold package, your fees are reimbursed annually with silver for the first five years.
They do offer the opportunity for you to have all your fees paid for the next ten years, and that is available to people who enter their Millionaires Club, by investing over 1 million in precious metals.
Overall I am impressed with what Augusta Precious Metals provide their clients by way of a personalized presentation, and ongoing support and education. And the fact they have zero complaints against them is very impressive.
Their minimum investment is higher than others, so if you are not looking to invest over $50,000 then the likes of Goldco, American Hartford Gold, or Birch Gold, for example, will be better options. You can learn more about them through my Augusta Precious Metals review. Also, you can request a free gold investment kit directly from them by clicking here.
Gold IRA Company #4 Best Education
Birch Gold Group, like all of the precious metals companies on here, has an extensive history of experience, trading in precious metals since 2003.
The company is made up of people coming from a wide range of financial services. from wealth managers, financial advisors, and commodity brokers, that have considerable knowledge in precious metals, particularly gold IRAs.
Birch Gold Group offers you the facility to add not just gold or silver to your IRA, but also platinum and palladium,
- Endorsed By Ben Shapiro
- Low set up fee and yearly cost
- A+ with BBB 4.84/5 from their customers
- Low Min Investment of $10,000
- BCA: AAA Rated
- Provide other precious metals as well as gold & silver
- High minimum investment for non-ira metals compared to other companies
- The company doesn’t offer too many additional coins and bars for personal investment compared to other gold investment companies
- No information is listed about the company’s management team
As one of the top precious metal IRAs companies, Birch Gold has received some great reviews and scores across various platforms.
They have an A+ rating on Better Business Bureau, with a score of 4.84/5. A score of 4.8/ on Trustpilot, a score of 4.9/5 on Trustlink from 126 reviews, and a AAA score from Business Consumer Alliance.
Their customer support is very good as well, though there are a few areas they have had to address. Yes, they have received some complaints on the Better Business Bureau website, but the ones they have received have all been about communication issues, with the vast majority of them being resolved.
The metals that Birch Gold Offer that is approved for precious metals IRAs, varies across a wide selection of gold silver platinum, and palladium bars and rounds, along with individual coins. You can purchase gold coins, gold bars, and other precious metals from Birch Gold for non-IRA investment purposes.
Just like their gold IRAs, the minimum investment is $10,000, which compared to other gold companies is quite high. However, as I outline below, there is no annual fee. With regards to the storage of your self-directed precious metals IRA, Birch Gold provide two options for Gold IRA Custodians. The first is the Delaware Depository, which is the country’s largest depository of precious metals outside of New York City. The second is Brink’s Global Services (BGS).
Birch gold Group Minimum Investment levels & Fees:
Non-IRA: $10,000 – IRA: $10,000
One-Time Fees: Account Set Up Fee: $50 Wire Transfer Fee: $30
- Annual Fees:
- Storage/Insurance: $100
- Management Fees: $80
- $0 on non-IRA account
On new precious metals accounts of more than $50,000, they will pay your first year’s fees.
What Makes Birch Gold Group Stand Out?
What makes them stand out from the other precious metals ira companies for us, is their dedication to educating their clients.
They state on their website that they are on a mission to educate their customers on the benefits of investing in gold silver platinum and other precious metals such as palladium.
They also offer you free resources that delve deep into the process of setting up a gold IRA, so that if you are looking to invest in gold or other metals, you are full of the knowledge of what to expect.
Birch Gold also has a very good fee structure for their set up and maintenance of precious metals ira, as I’ve outlined above.
There are some gold ira investment companies that charge a percentage on your investment, whereas Birch Gold, and most of the other companies I have reviewed, charge a set annual fee of $180, regardless of your gold and other precious metals investment value.
Overall, as I reviewed the company alongside other gold companies, I saw that their annual fees were low compared to most other companies, with the exception of American Hartford Gold.
They have a good section of gold silver platinum and palladium to invest in. They take care and work hard at providing customer support and education when it comes to gold investments.
And looking at their customer reviews on the likes of BBB, Trustlink, and Trustpilot, it is also clear they put a lot of emphasis on providing quality customer service. This is why I am happy to recommend that you at least request a free gold IRA kit from them to learn more. Learn more about them by reading my Birch Gold Group review.
Gold IRA Company #4 Own IRA & Crypto
Regal Assets are one of the longest operating companies within this niche, as the company was started back in 2009. In 2013 they became ranked #20 by INC 500 in the financial services category. They have a rich history as one of the leading organizations within the gold investment niche, though others have overtaken them slightly over the past few years.
- No set up fees in the first year
- Low Min Investment of $10,000
- BCA: AAA Rated
- Provide other precious metals as well as gold & silver
- Own IRA – Can Have Precious metals & Crypto
- No BBB Accreditation
Like all of the precious metals companies on here, Regal Assets as a company has a history of providing quality service when it comes to gold investments.
According to its website, the company has been operating since 2009 and is a current member of the Forbes Financial Council.
As one of the top gold ira companies, Regal has received a wide selection of reviews and scores across various platforms. As mentioned they are not accredited by the Better Business Bureau. They got a score of 4.6/5 on Trustlink from 1088 investors, all but three prior to 2020.
And a AAA score from Business Consumer Alliance.
Regal has a team of advisors who have extensive experience handling investments in gold silver and other metals. They offer various gold, silver, platinum, and palladium coins and bars that are IRS-approved. Gold must be 99.5% pure, silver must be 99.9% pure, and platinum and palladium must be 99.95% pure to be held in an IRA. With regards to the storage of your self-directed precious metals IRA, Regal offers North American and Singapore storage options.
For those purchasing metals outside a retirement account, they offer an even wider range of options. You can basically choose to store your metals anywhere in the world through their storage partners Brink’s, the world leader in maximum security storage.
Concerning their annual fee structure, the company does offer a competitive fee structure, with a waiver on the first years’ fees, and then fixed annual fees of $250
Regal Assets Minimum Investment Levels & Fees:
- Gold IRAs – $10,000
- Non-IRA – $5,000
- Storage/Insurance: $150
- Management Fees: $100
- $0 on non-IRA account
As mentioned Regal’s fee structure means that the above fees are waivered in the first year. I recommend you speak to them about any other hidden fees, that I could not find.
What Makes Regal Assets Stand out?
One of the things that make the company stand out from other providers of gold IRAs is they have their own IRA, called the Regal IRA. The Regal IRA is according to their website, the world’s first Alternative Assets IRA that currently allows you to invest in both hard assets (precious metals) and digital assets (cryptocurrencies).
I am not saying that this is either a good thing or a bad thing, because cryptocurrencies are still viewed as a high-risk investment, however, if part of your investment goals is to diversify retirement portfolio beyond gold IRAs, then with the correct financial advice, you may want to take a look at what they are offering.
Historically Regal Assets has been a leading company for investors in precious metals to buy from. They have been regarded for a long time as one of if not, the best gold ira companies to deal with.
However I feel by looking at all the different companies, they have been surpassed by the others I have reviewed, but nonetheless, they still offer a good service, and there is no harm in checking them out, as an option, by requesting their free gold ira kit. You can read more about the company through my Regal Assets review. Click here to obtain your free Regal Assets Gold Info Kit
Gold IRA Companies Review Summary
Having provided you will all the information concerning four of the top gold IRA companies on the market today, it is my opinion that Goldco is the best, based on the facts outlined on this page and for the reasons I outline below.
The reality is all five companies are very good in different ways, and they all have different qualities to offer.
If you want Bitcoin in your IRA as well as precious metals, then Regal Assets is the best company.
If you want a company that provides a low investment level, then Birch Gold is the company for you. If you are looking for a company that provides high personal touch, then Augusta Precious Metals is the best option.
You want a solid company with a high reputation and service, then both Goldco and American Hartford Gold lead the pack.
I have gone for Goldco as my number one choice because of their all-around quality in service, education, and operation, which I find impressive.
Gold IRA Companies Comparison
|GOLD IRA COMPANY||STAND OUT AS||OUR SCORE|
|GoldCo||Great customer service from start to finish, and best overall||98/100|
|American Hartford Gold||Best customer reviews||97/100|
|Augusta Precious Metals||Best For Service||96/100|
|Birch Gold Group||Best For Education||96/100|
|Regal Assets||Best Variety Of Metals||94/100|
Benefits & Pitfalls of A Gold IRA
The Different Benefits of Transferring Your 401(k) / IRA To Gold
A 401(k) or IRA allows you to transfer some or all of your assets to gold or other precious metals like silver and platinum. There are different benefits and downfalls (or pros and cons) that you can get from this which I outline belowWealth Preservation
One of the main reasons to transfer your investments to precious metals is to help preserve wealth, especially if you want to ensure the value of your portfolio will not drop in the years to come.
There is no guarantee that precious metal prices will remain the same or go down in the following years, but based on the current trend, values have continued to grow. Gold is always in demand, and since the mining and production of gold have slowed down, I can expect the value of the metal to increase still further in the future.Liquidity
Liquidity is a reason why people transfer their retirement investments to precious metals such as physical gold and silver platinum or palladium. It means that you can sell the bullion with relative ease if you want to cash in on your return.
Since gold bullion has a high demand, if you will put it on sale, it is likely to be disposed of quickly. A number of the precious metals firms I have reviewed do offer a buy-back facility that will allow you to sell back the bullion that you’ve bought from them for a fair price.Diversification Purposes
A diverse portfolio means that you will have different investment types and you are not only focusing on a single one. Spreading your risk is a prudent strategy taken by most investors. You are allowed to mix standard paper-based portfolios like stocks and mutual funds with gold-based investments.
Also, you can invest other precious metals like silver and platinum into your IRA, as I have previously mentioned.
The Different Pitfalls of Transferring Your 401(k) / IRA To GoldYou Will Not Be Permitted To Hold Your Gold Physically
While the US Government sees precious metals as cash since they can be liquidated anywhere in the world, you cannot keep your gold bullion, be it bars or coins, at your private residence. All retirement accounts will be held in a private depository or storage facility of your choice that you can visit whenever you please.Gold Iras Are Form The Long Term And Not A Way To Make A Quick Profit Or Money
The process of holding gold IRAs is for long-term purposes. If you are looking for a way to gain quick returns with precious metals, then you are better off investing in the stock market or a gold ETF as opposed to investing in gold IRAsGold Iras Do Not Pay Out-Yields, Interests, Or Dividends
If you invest in gold, you will not receive interest or dividends as you would in stocks bonds, and mutual funds. You need to base your investment portfolio return on the gain values on the capital appreciation of the holdings associated with the actual gold price.
Can Different Retirement Account Types Be Rolled Over Into Gold IRAS?
Today there are some different retirement accounts that qualify for rolling over into the gold IRAs. They are:
For more information on Gold IRA’s and Gold IRA Rollover, visit our specific page.